Live demo
Chat naturally with your ledger history, query monthly trends, or rely on manual fallback wizards — all from the same familiar chat interface.
Architecture
Configured cleanly to map against exactly how your home handles money.
Contribute fixed amounts monthly into a shared tracking pool for mutual obligations. Expenses like rent, groceries, and streaming tabs flow transparently without fighting.
Maintain individual bank account boundaries cleanly. Append keywords like "to settle" to your conversational chat entries, and the system logs a running balance down to the rupee.
Stop letting client milestone income blend into your personal routine. Effortlessly segregate family needs from professional SaaS subscriptions, custom project invoices, or tech hardware down-payments.
Features
Send plain text like "222 dinner swiggy" right from your chat screen. ChillarFlow instantly parses the entry, handles the smart category mapping, and updates your balances in real time.
Groups for roommates, trips, and friends — even someone who has never signed up gets a personal link and their own balance. Equal, exact, itemized, or percentage splits.
Learn more →A savings-goal tracker, an Emergency Fund that sizes itself to your spending, an Indian-market EMI tracker, and a 0-100 Financial Health Score with a live what-if simulator.
Learn more →Upload a bank or UPI statement — CSV, Excel, PDF, or even a screenshot — and see exactly what's already logged, what's missing, and what needs a second look before anything is added.
Mask your currency figures (₹ ••••) with a single tap. Check your balances on public transit or over someone's shoulder without exposing a single number.
We cannot read your WhatsApp or Telegram messages — we only see what you send directly to the ChillarFlow bot. Every household's data is isolated at the database level, not just in the app.
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